Saving and reloading before placing down a banner causes you to not have citizens at all

So I guess starting a new world and saving before placing down a banner and then reloading the same save file causes the game for you not being able to set down a settlement flag at all. Look at the screen shot below.


Good find. Nobody was able to test this before now because of the bug that caused an error any time you pressed escape key before the banner was put down.